Credit Cards » Credit Information

The Skinny On Credit Cards: How to Master the Credit Card Game

admin — Tue, 15 Feb 2011 17:53:38 +0000

The Skinny on Credit Cards is the story of Billy and Beth, a typical American couple, as they struggle with the use (and abuse) of their credit cards. Our story also looks at their 18 year old son, Jake, a college freshman who loves the idea of having his own credit cards. Through their experiences, we learn about the incredible convenience, heartache and commentary generated by that little piece of plastic.

There are now about 700 million active credit cards in the U.S. – that’s 2 cards for every man, woman and child. Total credit card debt is about $1 trillion, with an average of $9,000 per household. WOW! We’ve identified the 100 or so most important points you need to know – and they are all in our story. Our book uncovers the predatory marketing and lending protocols adopted by some of the credit card issuers, and examines irresponsible borrowing and money management by consumers.

Our goal is to educate you. We believe that if you understand the rules of the game, the principles of credit card use (and potential abuse), then the decisions you make about credit and debt will hopefully be good ones which make your life better and more enjoyable.

Navigating Through the Risks of Credit Card Processing

admin — Tue, 15 Feb 2011 17:53:37 +0000

Finally, credit card processing explained from the business owner’s perspective!
The first book from the series, The Savvy Business Owner’s Guide, Navigating Through the Risks of Credit Card Processing explores the terms, pricing structures, contracts, and the basics of credit card processing. Discussions on fraud, error prevention, sales agents, processing needs, and what Congress and state legislatures need to do when it comes to credit card processing provide insight into the reasons why there is so much misleading information, misrepresentation, and confusion surrounding the industry. Rich in examples, entrepreneurs and business owners alike will find concrete information to help them better understand, negotiate, and make the best decisions regarding credit card processing contracts.
There are three ways for business owners to improve their businesses : by cutting costs, increasing productivity, and increasing sales. Navigating Through the Risks of Credit Card Processing and its bonus chapters can help business owners in all three areas. Written by experts from many fields, the book’s 22 bonus chapters offer savvy ideas and useful information on topics such as business planning, how to create a visual brand; choice of business entity; payroll management; marketing; social media; professional networking; computer databases; website design; eCommerce; security of information; equipment purchasing, exhibiting in shows, professional photography, promotional products, and client retention. Helpful guidelines on how to hire the right expert for your needs are included to help you make your dream business a thriving reality.

Zero Debt: The Ultimate Guide to Financial Freedom (Includes “How to Improve Your Credit and Manage Credit Cards Well” Audio CD)

admin — Tue, 15 Feb 2011 17:53:34 +0000

This package contains a copy of the New York Times bestseller Zero Debt : The Ultimate Guide to Financial Freedom and How to Improve Your Credit and Manage Credit Cards Well, an audio CD based on Lynnette’s financial bootcamp. About the CD : Let s face it. It s tough to live in this society without having any credit cards. You need cards to shop on the Internet, rent a car, or book a hotel room during business trips or vacations. And even if you don t use credit cards, chances are you have a credit file that someone is watching. That file contains information about your mortgage, your auto loans, and how you ve paid bills in the past. Most people think their credit score is seen only by lenders, like companies who might offer you a mortgage, auto loan or credit card. But whether you realize it or not, lots of other people and institutions have access to your credit file, including insurance companies that might sell you life or auto insurance, your boss at work, and even prospective employers. More than ever, you need to protect your credit standing because it can impact every area of your financial life. In this session you ll learn : * Sneaky tricks the credit card companies play that cost you money * How to read your credit report and dispute errors * The fastest ways to boost your FICO credit score * Clauses in your credit card agreements to look out for or contest * The pitfalls of transferring balances from one credit card to another * The best methods of handling credit cards if you re married or live with someone * The pros and cons of using cash advances, and blank checks from credit card issuers * How inquiries and new credit applications affect your credit rating * What to do with those department store cards * How to prevent identity theft from ruining your credit … and MORE!

Rich Dad’s Guide to Becoming Rich…Without Cutting Up Your Credit Cards

admin — Tue, 15 Feb 2011 17:53:30 +0000

The real trick to building personal wealth is learning how to transform ‘bad debt’ into ‘good debt.’ This quick-hitting book explains how-without having to cut up credit cards. This is the eighth book in the phenomenally successful Rich Dad series. This book was originally published as an e-book and now joins the Rich Dad series in trade paperback format.