1+ hour, 59+ min ago  (643+ words) Your credit score is a three-digit number between 300 and 850, generated by a mathematical algorithm (a mostly secret formula) based on information in your credit report compared with information on tens of millions of other people. The resulting number is said…...

2+ mon, 23+ hour ago  (376+ words) Every day, it seems, my virtual mailbag fills up with mail from my dear readers. Many messages include questions about everything you can imagine and some that are beyond imagination! Today, I've chosen to answer a small sampling of them....

2+ mon, 3+ week ago  (368+ words) What I know about the art and science of negotiating I learned as a matter of survival. Driven to save myself and my family from financial ruin, I jumped into the deep end of the real estate industry. I passed…...

4+ mon, 3+ week ago  (849+ words) Understand What Debt Relief Really Means Before choosing a debt relief service, it is important to understand what debt relief actually includes. Companies in this industry typically negotiate with creditors to reduce the total amount you owe, allowing you to…...

8+ mon, 2+ day ago  (645+ words) Now is the time to get tough, to pull ourselves together, get a plan and get to work. Allowing bills to become delinquent is wrong, but there are times when your available cash can be stretched only so far. That…...

8+ mon, 1+ week ago  (349+ words) At the time, it seemed like a good idea. But going for the minimum payment option "just this one time" turned out to be the worst mistake of my life. The day I opened that door and walked through it,…...

10+ mon, 2+ week ago  (864+ words) If you're raising a teenager right now " especially one who can clear a dinner table before you've had a chance to sit down " you're not imagining things. Feeding a growing teen can feel like trying to stock a vending machine…...