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1+ hour, 23+ min ago (323+ words) Changes are coming to student-loan repayment, and Democratic lawmakers are warning that it could lead to costly servicing mistakes for borrowers. On Sunday night, Democratic Sens. Elizabeth Warren, Ed Markey, Jeff Merkley, Richard Blumenthal, Cory Booker, and Chris Van Hollen sent letters, exclusively viewed by Business Insider, to all five federal student-loan servicers regarding their abilities to assist borrowers amid major changes to repayment. Business Insider wants to hear about the challenges, successes, and unique experiences you're facing with your student loans. Do you have a student-loan story to share? Please fill out this form, and we'll be in touch. The lawmakers wrote in their letters to the federal servicers that, given the slew of changes, it's imperative that borrowers can receive help from their servicers, along with accurate paperwork processing. The Consumer Financial Protection Bureau wrote in its 2024 annual…...

2+ hour, 54+ min ago (617+ words) [Credit Card Theft]POLICE: Vacuum, Tide Pods, Red Bull" BOCA RATON, FL (BocaNewsNow.com) (Copyright " 2025 MetroDesk Media, LLC) " A Boca Raton woman is facing multiple charges after allegedly swiping a wallet from a gym locker and immediately using the stolen credit cards to purchase a vacuum cleaner and energy drinks across the street. Kymberly Hannah, 58,Read More "Boca Raton Woman Accused Of Stealing Credit Cards From Gym Boca Raton Woman Accused Of Stealing Credit Cards From Gym POLICE: Vacuum, Tide Pods, Red Bull" According to an arrest report reviewed by BocaNewsNow.com, the investigation began in late September when a gym-goer at EoS Fitness on State Road 7 reported her wallet stolen from an unsecured locker. Investigators say digital logs and surveillance footage captured Hannah entering the facility just before 8:00 p.m., only to leave three minutes later. While she arrived wearing a white…...

3+ hour, 1+ min ago (588+ words) Axis Bank credit cardholders can transfer their reward points to 20 partners (6 hotels and 14 airlines) categorised into Group A and B. There are groupwise calendar year limits on points transfers. December is here. You must be planning your much-needed Christmas break or New Year break. How about your credit card reward points sponsoring your next vacation? These days, some banks allow you to redeem credit card reward points directly for booking flights and hotels or transfer them to partners. Axis Bank has a tie-up with 20 partners for transferring credit card reward points. In this article, we will explore the Axis Bank transfer partners, the transfer ratio for various credit cards, categorisation of partners into two groups, and the transfer limits for each group etc. Axis Bank has a tie-up with 20 partners (6 hotels and 14 airlines) to whom the credit cardholders can transfer their'credit…...

3+ hour, 27+ min ago (820+ words) Advisers are increasingly turning to private credit such as asset-based and real estate lending to provide clients with income solutions that offer elevated yields and protection backed by tangible assets. After the early steps taken to lower rates from the Fed and historically low spreads in many sectors of public credit, traditional fixed income yields are near the lows of the last few years, prompting advisers to turn to private credit as they look for more durable income solutions. Asset-based and real estate lending, in particular, offer a timely entry point, providing elevated yields, short to intermediate durations and strong collateral backing. Over the next 12 to 24 months, these strategies offer a window of opportunity to access income streams supported by structural protections while helping to fill financing gaps left by banks and other traditional lenders. Become a smarter, better informed…...

3+ hour, 27+ min ago (820+ words) Advisers are increasingly turning to private credit such as asset-based and real estate lending to provide clients with income solutions that offer elevated yields and protection backed by tangible assets. After the early steps taken to lower rates from the Fed and historically low spreads in many sectors of public credit, traditional fixed income yields are near the lows of the last few years, prompting advisers to turn to private credit as they look for more durable income solutions. Asset-based and real estate lending, in particular, offer a timely entry point, providing elevated yields, short to intermediate durations and strong collateral backing. Over the next 12 to 24 months, these strategies offer a window of opportunity to access income streams supported by structural protections while helping to fill financing gaps left by banks and other traditional lenders. Become a smarter, better informed…...

5+ hour, 5+ min ago (496+ words) India's micro, small, and medium exposure businesses (MSMEx) credit exposure up to Rs 100 crore stood at Rs 43.3 lakh crore in September, up 17.8 per cent year'on'year and flat on a sequential basis. Small businesses made the highest increase in share of exposure to 39.5 per cent from 38.4 per cent a year earlier. Portfolio quality continued to strengthen. India's MSMEs' Credit Exposure Up To "100 Crore Stands At "43.3 Lakh Crore, Active Loans Bulge 5.7% To 192.9 Lakh India's micro, small, and medium exposure businesses (MSMEx) credit exposure up to Rs 100 crore stood at Rs 43.3 lakh crore in September, up 17.8 per cent year'on'year and flat on a sequential basis. Small businesses made the highest increase in share of exposure to 39.5 per cent from 38.4 per cent a year earlier. Portfolio quality continued to strengthen. New Delhi: India's micro, small, and medium exposure businesses (MSMEx) credit exposure up to…...

5+ hour, 5+ min ago (496+ words) India's micro, small, and medium exposure businesses (MSMEx) credit exposure up to Rs 100 crore stood at Rs 43.3 lakh crore in September, up 17.8 per cent year'on'year and flat on a sequential basis. Small businesses made the highest increase in share of exposure to 39.5 per cent from 38.4 per cent a year earlier. Portfolio quality continued to strengthen. India's MSMEs' Credit Exposure Up To "100 Crore Stands At "43.3 Lakh Crore, Active Loans Bulge 5.7% To 192.9 Lakh India's micro, small, and medium exposure businesses (MSMEx) credit exposure up to Rs 100 crore stood at Rs 43.3 lakh crore in September, up 17.8 per cent year'on'year and flat on a sequential basis. Small businesses made the highest increase in share of exposure to 39.5 per cent from 38.4 per cent a year earlier. Portfolio quality continued to strengthen. New Delhi: India's micro, small, and medium exposure businesses (MSMEx) credit exposure up to…...

6+ hour, 5+ min ago (729+ words) MUMBAI: India's private-credit market is in the midst of its busiest phase yet, with a wave of domestic and global investment firms rushing in as companies seek faster, more flexible capital than traditional lenders can provide. This surge reflects the rapid evolution of private credit from a niche strategy into one of the most active corners of India's capital markets. Companies across sectors are opting for financing that lets them raise money without giving up equity, while investors'from family offices to private-equity managers'look for steadier yields and faster distributions than equity can offer. The shift is being accelerated by gaps left by banks and non-banking finance companies (NBFCs), regulatory flexibility under the AIF framework, and a growing pool of domestic capital allocating to structured credit. The enthusiasm is backed by numbers. Private-credit deployment hit $9 billion across 79 deals above $10 million in…...

6+ hour, 55+ min ago (615+ words) As 2025 ends, it's vital to debunk personal finance myths, especially regarding credit. Misconceptions include beliefs that BNPL doesn't affect credit scores, high income ensures good scores, and closing old cards is beneficial." Still believing these credit myths? They're quietly ruining your financial health As 2025 ends, it's vital to debunk personal finance myths, especially regarding credit. Misconceptions include beliefs that BNPL doesn't affect credit scores, high income ensures good scores, and closing old cards is beneficial. As we wrap up 2025, there are many learnings from the year passed that come to mind, and there are quite a few things that I don't want to carry into the New Year, especially related to personal finance. In the recent past, there has been a lot of awareness created around personal finance and credit, yet there are plenty of messages floating around social media…...

7+ hour, 15+ min ago (622+ words) December is here. You must be planning your much-needed Christmas break or New Year break. How about your credit card reward points sponsoring your next vacation? These days, some banks allow you to redeem credit card reward points directly for booking flights and hotels or transfer them to partners. Axis Bank has a tie-up with 20 partners for transferring credit card reward points. In this article, we will explore the Axis Bank transfer partners, the transfer ratio for various credit cards, categorisation of partners into two groups, and the transfer limits for each group etc. Axis Bank has a tie-up with 20 partners (6 hotels and 14 airlines) to whom the credit cardholders can transfer their credit card reward points. The partner points can further be used to book flights and/or hotels for your vacation. The list of the transfer partners includes: An…...