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theregreview.org
607 words

Borrowing in the Dark

Scholars argue that private lending can hide companies from view. Regulations deter corporate fraud by requiring transparency, but a growing share of the money companies raise dodges that transparency: American companies are now borrowing billions of dollars behind closed doors.

Fees and Rates

What cards cost to carry and to miss.

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Inside Fees and Rates

Interest Rates APRs and the Fed's shadow on them.
Annual Fees When a fee card earns its keep.
Late Fees and Penalties Penalty pricing and the rules on it.
Avoiding Fees Foreign transaction, cash advance and the rest.

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