News
Borrowing With Purpose: Amit Pathak On India's Changing Credit Culture
2+ hour, 34+ min ago (443+ words) Pathak says personal loans can drive growth and flexibility, but disciplined borrowing remains key to financial health....
Free Press Super Cook Contest: Meet Our Top-5 After A Thrilling Semi-Final
1+ week, 5+ day ago (743+ words) Co-presented by OK Chakki Fresh Atta and appliance partner Vidiem (For the Joy of Cooking). Supported by Laal Raja Tea, Agarwal's 420 Masala, Tanishk Gold Basmati Rice, ARVI E Solar, Bambino Pasta and K-Art (Modern Bartan Bazaar). Radio partner: 92. 7 Big FM....
Why Faster Purchase Journeys Can Still Lead To Poor Policy Decisions
2+ week, 4+ day ago (181+ words) Digital insurance platforms have made policy purchase and renewal faster, but rushed journeys can lead to poor decision-making. Customers often skip key terms, focus on premiums, and face information overload. This may result in inadequate coverage, incorrect details, weak claim…...
How To Choose The Right Credit Card Based On Your Lifestyle And Spending Habits
1+ mon, 6+ day ago (180+ words) Choosing a credit card depends on spending habits, lifestyle and financial goals. Analyse expenses across travel, fuel, groceries, insurance and shopping to pick suitable cards. Options include IDFC FIRST Bank cards offering rewards, lounge access, fuel savings, insurance covers and…...
The Analyst Building Credit Risk Infrastructure For America's Small Business Lenders
1+ mon, 2+ week ago (280+ words) Koustubh Sharma is a refined Risk and Business Intelligence Analyst working at National Funding, part of Fair Square Holdings, which operates five lending brands including National Funding, Quick Bridge, and Finova. What started with National Funding, founded in 1999, has provided…...
Gen-Z-nomics: Swipe Now, Save Later-- How Students Fall Into EMI Trap
1+ mon, 3+ week ago (286+ words) According to a study by The Economic Times, there has been a steady rise in young consumers opting for EMI-based purchases rather than building savings. The report highlights how fintech platforms and easy loan approvals have normalised debt among students,…...
Credit Card Spending In India Climbs 8. 1% Yo Y To "1, 990 Billion
3+ mon, 2+ week ago (442+ words) Free Press Journal Credit Card Spending In India Climbs 8. 1% Yo Y To "1, 990 Billion Credit card spending in India reached Rs 1, 990 billion in January 2026, up 8. 1 percent year-on-year but down 2. 7 percent from December, driven by lower spending at top banks like SBI…...
Early Recovery In Loan Disbursements Signals Healthier Credit Growth In FY27: Report
5+ mon, 2+ week ago (507+ words) JM Financial report highlights early recovery in retail and vehicle loan disbursements, up 6% Yo Y in H1 FY26 and 35% in Q2, signaling stronger credit growth in FY27. PSBs gained share in personal/home/auto loans; personal loans surged 35% Yo Y in Q2 with improved ticket…...
India's MSMEs' Credit Exposure Up To "100 Crore Stands At "43. 3 Lakh Crore, Active Loans Bulge 5. 7% To 192. 9 Lakh
6+ mon, 4+ day ago (496+ words) India's micro, small, and medium exposure businesses (MSMEx) credit exposure up to Rs 100 crore stood at Rs 43. 3 lakh crore in September, up 17. 8 per cent year'on'year and flat on a sequential basis. Small businesses made the highest increase in share of…...
Government Launches Credit Assessment Model For Micro, Small & Medium Enterprises
6+ mon, 1+ week ago (589+ words) The government has recently launched the Credit Assessment Model (CAM) for Micro, Small & Medium Enterprises (MSMEs), Parliament was informed. These include an incentive scheme for promotion of Ru Pay Debit Cards and low-value BHIM-UPI transactions (P2 M) and Payments Infrastructure Development Fund…...