1+ day, 2+ hour ago  (601+ words) Gen Z leads in enabling real-time alerts, sending a signal for issuers" strategies. Card apps now shape daily behavior, not just account management. Push notifications are becoming the primary engagement lever for retention. Credit card apps have moved from a…...

1+ day, 3+ hour ago  (384+ words) JPMorgan Chase's CEO is reportedly warning of the possibility of a worse-than-anticipated credit market downturn. Some of them "may be brilliant, but I guarantee you not all 1, 000 of them are," said Dimon, whose comments at a Norges Bank Investment Management…...

1+ day, 3+ hour ago  (314+ words) In the letter, Warren criticized the regulators for having "done nothing" to enforce the cap at a time when credit card interest rates average about 21%, the report said. A spokesperson for the Fed told Bloomberg that the agency received the…...

2+ day, 14+ hour ago  (1261+ words) Agentic credit lets lenders underwrite each purchase decision in real time, replacing a 60-year-old model built around the limits of yesterday's data. Repricing risk at the transaction level expands access for consumers banks couldn't see before, and tells overextended buyers…...

5+ day, 14+ hour ago  (331+ words) Consumers use financing far beyond the checkout aisle. In many cases, financing helps decide where they shop in the first place. This report shows where BNPL and merchant-offered installment plans have the most influence, which consumers are driving that shift…...

6+ day, 2+ hour ago  (382+ words) Consumer Fin Tech company One Pay has launched a product designed to provide Americans with a starting point for building credit. In use, the customer makes purchases based on their available Spend balance, the app automatically sets aside funds to…...

6+ day, 2+ hour ago  (416+ words) A new FDIC report monitors the sharp rise in lending from banks to nonbanks. That's according to the Federal Deposit Insurance Corp.'s (FDIC) 2026 Risk Review, which noted that outstanding balances of bank loans to so-called nondepository financial institutions (NDFIs)…...

6+ day, 4+ hour ago  (581+ words) A new legal dispute is unfolding between a group of New York merchants and payment giants Visa and Mastercard, with the businesses seeking to limit legal protections granted to the companies under a prior settlement over card fees. The merchants…...

6+ day, 14+ hour ago  (420+ words) For small businesses, the next credit story may not be about getting approved. It may be about finding a card that finally works the way the business does. That is the takeaway from "SMB Growth Monitor: Small Businesses, Big Credit…...

6+ day, 22+ hour ago  (285+ words) The CFPB said in its summary of the final rule that it amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under the regulation implementing the Act, Regulation B. The rule will take…...