3+ hour, 35+ min ago  (373+ words) As part of using a credit card, there is an income tax requirement for a statement of financial transaction (SFT) under Section 285 BA of the Income Tax Act, which helps the tax department track transactions and curb evasion. Notably, an…...

2+ day, 11+ hour ago  (396+ words) Your credit score is very important information. It plays a critical role in determining your creditworthiness, financial integrity, and borrowing potential, and can influence everything from loan clearances and approvals to credit card eligibility and borrowing expenses. Given that most…...

2+ day, 14+ hour ago  (476+ words) Are you looking to apply for a fresh credit card? This can definitely be a smart financial decision, provided it is done strategically. Still, do keep in mind that when you show urgency while submitting your credit card application and…...

6+ day, 18+ hour ago  (1002+ words) Bank loans under the Prime Minister's Employment Generation Programme (PMEGP) fell by half to "6, 148 crore in 2025-26 from "12, 315 crore a year earlier, marking the third consecutive decline, according to data from the micro, small and medium enterprises (MSME) ministry and its…...

1+ week, 4+ hour ago  (611+ words) Are you struggling with a credit score below 650? Has it made borrowing difficult? Be clear: any credit score below 650 can make borrowing expensive. It can complicate the clearance of personal loans, home loans and other forms of debt. It can…...

1+ week, 5+ hour ago  (346+ words) Credit cards are flexible instruments for short-term borrowing that have among the highest interest rates. The big benefit with a credit card is that it helps build your credit score as you use it to simplify payments and gain rewards…...

1+ week, 9+ hour ago  (471+ words) Losing your credit card or discovering that it has been stolen can be psychologically difficult to deal with. The imminent risk of unauthorised transactions, financial crimes, and fund loss can put a lot of stress on the cardholder. In today's…...

1+ week, 10+ hour ago  (230+ words) India presents one of the most compelling case studies of this shift at scale. We have over 800 million internet users and a rapidly growing digital payments ecosystem driven by UPI, which processes billions of transactions every month. Despite this, a…...

1+ week, 1+ day ago  (276+ words) However, while it is an enticing prospect, investors must be sufficiently cautious when applying for a credit card and take into account all the associated risks. Overall, taking your time to find the correct card for you and learning how…...

1+ week, 1+ day ago  (403+ words) A home loan is one of the biggest financial commitments, and lenders carefully evaluate your creditworthiness before offering terms. Among all the factors they consider, an individual's credit score plays a crucial role in determining not just whether your loan…...