10+ hour, 32+ min ago  (574+ words) BNPL set out reshape how consumers finance purchases'but one year of data shows a nuanced reality. Credit card installments have maintained a clear lead, while BNPL has stagnated'even among younger and lower-income consumers, its core target segments. The gap reveals…...

10+ hour, 35+ min ago  (572+ words) Consumers in the United States are still spending. But beneath the spending patterns, a fault line is widening in the way households experience debt, risk and financial security. The PYMNTS Consumer Expectations Index found that debt management has become a…...

3+ day, 20+ hour ago  (489+ words) Revolving debt, including credit cards, surged at a 9. 1% annualized pace in March. Consumers are using credit for essentials and routine household spending. High borrowing costs remain in place even as card balances and spending rebound. Americans are again leaning more…...

4+ day, 3+ hour ago  (374+ words) Credit Karma has begun allowing individuals who don't have a credit score to open an account and use the resources it offers to build a credit history. This is the first time the company has allowed those without a credit…...

4+ day, 10+ hour ago  (539+ words) Thredd CPO Ryan Dew says issuers are shifting from static underwriting to AI-driven systems, changing how credit is managed and delivered....

6+ day, 10+ hour ago  (582+ words) Traditional thinking holds that the defining challenge for middle market businesses is around achieving growth. But traditional thinking can be wrong, and today, that equation has flipped. Findings in a new report, The Emerging Middle Market: When Operational Complexity Grows…...

6+ day, 18+ hour ago  (342+ words) The Securities and Exchange Commission (SEC) is investigating allegations of fraud in private credit markets, the agency's chairman said Monday (May 4). Speaking at the Milken Institute's Global Conference 2026, SEC Chairman Paul S. Atkins said: "There's been allegations of fraud, and obviously…...

1+ week, 3+ day ago  (299+ words) The Consumer Financial Protection Bureau (CFPB) has reduced the small business data collection and reporting requirements under the Equal Credit Opportunity Act (Regulation B). In this final rule, the CFPB amended the credit transactions and financial institutions that are covered, the…...

1+ week, 5+ day ago  (601+ words) Gen Z leads in enabling real-time alerts, sending a signal for issuers" strategies. Card apps now shape daily behavior, not just account management. Push notifications are becoming the primary engagement lever for retention. Credit card apps have moved from a…...

1+ week, 5+ day ago  (384+ words) JPMorgan Chase's CEO is reportedly warning of the possibility of a worse-than-anticipated credit market downturn. Some of them "may be brilliant, but I guarantee you not all 1, 000 of them are," said Dimon, whose comments at a Norges Bank Investment Management…...