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27+ min ago (1049+ words) One of the airline elite status tiers I'm going for this year is Delta SkyMiles Gold Medallion. Sure, it's not top-tier Diamond Medallion status, but I still get plenty of use out of perks like upgrades to Delta Comfort seats and complimentary preferred seat assignments, not to mention free checked bags and priority boarding. I might not get many complimentary upgrades as a Gold Medallion, but that's par for the course these days, no matter which U.S. airline I have elite status with. Still, I tend to fly quite a few airlines throughout the year, and even though I make a concerted effort to pick one or two with which to accrue most of my frequent flyer miles and spending, I sometimes still need a little end-of-year boost to make it over that qualification threshold. That's exactly where I found myself…...

38+ min ago (1309+ words) Business credit card rewards can feel like free money. But are they taxable? Most business credit card rewards aren't taxable because the IRS treats them as rebates on your purchases " even on cards that offer perks like cashback, points, or no annual fee. That said, not every reward qualifies as a rebate. Understanding which ones count as taxable income helps you stay compliant and avoid surprises at tax time, Ramp reports. Note: The cashback percentages, limits, fees, and other figures mentioned in this article are for illustrative purposes only. They do not represent guaranteed or expected rates. Actual terms, credit limits, rewards, and approval criteria vary by card issuer and may change at any time. Readers should verify current details directly with each issuer before applying. In most cases, business credit card rewards aren't taxable. The IRS generally treats rewards…...

3+ hour, 27+ min ago (197+ words) (Note: Thank you for supporting businesses like those presenting a sponsored message below and ordering through the links below, which benefits Gateway Pundit. The post Why People With High Credit Scores Are Locking In 0% Interest Credit Card Offers appeared first on The Gateway Pundit. Savvy borrowers with high credit scores are making one strategic move: transferring their balances to a 0% Interest Credit Card that freezes interest until 2027. High interest rates eat people alive. At 20% APR, a $10,000 balance costs $2,000 a year just in interest " and that's before you even chip away at the principal. But with 0% interest until 2027, that same $10,000 balance costs you: Zero in interest. Every payment you make actually goes toward eliminating your debt, not enriching the bank. Who This Is For People with a credit score from 670 to 850 Individuals carrying balances they'd rather not see balloon Borrowers who…...

3+ hour, 27+ min ago (422+ words) Dear Mary: I've heard that adding someone to your credit card will help that person establish a credit history, even if they do not use the card. Is that true? How would I go about doing it? -- Pat Dear Pat: It is true. You would add this adult (at least age 18) as an "authorized user" to your account by calling your credit card issuer's customer service. (Find the toll-free number on the back of your card.) An authorized user has all the privileges of using the account without any liability for repayment. Just keep in mind that this could backfire if your authorized user decides to go nuts and runs the balance up to or beyond the limit. Not only will you be liable for full repayment, that negative activity will be reported to your credit file as well. Hope…...

6+ hour, 42+ min ago (484+ words) Mumbai, Dec 18 (PTI) Former Sebi chairman U K Sinha on Thursday cautioned the alternatives sector about the growth in private credit, reminding that the lending is being made to a set of borrowers who are deemed to be unfit by banks. Sinha, who demitted Sebi office in 2017 after an over six-year stint at the helm, said there is also a need to increase the support given by the venture capital funds to the growing startup ecosystem, underscoring that an economy like ours requires the support. Making it clear that he has nothing against private credit, Sinha said he would like to advice some caution given the "rush" towards it. "Whom are you (the industry) providing the private credit? You are providing it to people who have for some reason not been able to get the bank credit, who for some…...

14+ hour, 58+ min ago (256+ words) Ahead of the launch of an expansion Pokemon trading card game set "Mega Evolution " Ascended Heroes", the police have reminded members of the public to stay vigilant against e-commerce scams involving the sale of such cards." In a news release on Thursday (Dec 18), the police said that 477 cases of such scams have been reported since October 2025, with losses totalling at least $958,000." Victims would come across pre-order listings of Pokemon trading cards on online e-commerce platforms such as Carousell." The scammers would then convince victims to make initial deposits via PayNow or bank transfers to pre-order the products." Victims would only realise they have been scammed when they fail to receive their cards, or when the sellers become uncontactable." The police urged the public to be careful when making online purchases. "We would like to remind members of the public to…...

14+ hour, 58+ min ago (992+ words) Despite a choppy year that included a fee hike, a spike in problem loans and a 43-day government shutdown, the Small Business Administration continues to attract banks." Several banks have announced plans this year to enter SBA lending or expand their existing operations, most recently the Miami-based Banesco USA and Atlantic Union Bankshares in Richmond, Virginia." This week, the $5.4 billion-asset Banesco closed its previously announced acquisition of a $95 million portfolio of SBA 7(a) loans from BayFirst Financial Corp. Bansesco is also hiring St. Petersburg, Florida-based BayFirst's SBA lending team, and has agreed to take over servicing of a $1.5 billion portfolio of third-party 7(a) loans from BayFirst." It's a splashy entry into a line of business that Banesco has been studying for three years, CEO Calixto Garcia-Velez told American Banker." "We think this business has a lot of runway," Garcia-Velez said Monday. "We're…...

19+ hour, 1+ min ago (117+ words) Founded in 2004, Seeking Alpha is an industry-leading financial research platform powered by one of the world's largest investing communities. We bridge the gap between financial information and actionable insight by providing unrivaled coverage on all asset classes and access to best-in-class tools. From in-depth analysis on thousands of stocks to timely investment ideas and market-beating Quant ratings*, Seeking Alpha is an essential resource for millions of investors globally. U.S. credit card net charge-offs jumped in November, while delinquencies barely moved, in a sign that lenders generally were writing off losses rather than seeing new stress build toward the end of the year. The average net charge-off rate climbed...

21+ hour, 57+ min ago (1432+ words) Whether you're running a delivery fleet, managing field service teams, or building a new business, the right gas credit card transforms unavoidable fuel costs into profit opportunities while giving you complete spending control. In this guide, Ramp compared the top business gas, fleet, and fuel cards by rewards, savings, and control features'so you can quickly find the right fit for how your business fuels and operates. A company gas card'also known as a fleet gas card'allows employees to pay for fuel in company vehicles without using personal funds. These cards help track spending and remove the need for cash or reimbursement. Some advanced options even collect odometer readings and fuel usage data to improve efficiency and provide detailed analytics. Fleet cards, such as WEX, are designed specifically for companies that manage multiple vehicles and need features like driver IDs, per-transaction…...

22+ hour, 24+ min ago (360+ words) The Trump administration is imposing new limits for federal student loans starting on July 1, 2026 Continuing your education is already a decision that entails financial planning. Now, with the Trump administration's updated limits on federal student loans for professional and graduate students, there are some new considerations to factor into the equation. "Non-professional" graduate students can take out up to $20,500 per year, and up to $100,000 in total. "Professional" students can borrow double this amount, with limits of up to $50,000 per year and up to $200,000 in total. As of November, there are 11 degree fields eligible for the higher "professional" student loan limits, said CNBC Make It: However, it is worth noting that the "loan limit regulation is not final." The Department of Education is poised to "publish the regulation in its current form in the federal register in the coming months, where…...