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ThriveCart Launches Card-linked BNPL Alternative to Unlock $3.3tn in Unused Credit
10+ hour, 42+ min ago (320+ words) The new feature allows customers to split purchases into 3, 6, or 12 monthly payments using the pre-authorized limits on their existing credit cards. Crucially, while the customer pays over time, the merchant receives the full funds upfront. ThriveCart positions the tool as…...
Why 2025 Broke Traditional Credit Models and What Comes Next
1+ mon, 1+ week ago (732+ words) It has been a year where the pace of economic change finally outpaced the tools meant to track it. Many credit providers reached a point where balancing outdated risk routines with growth targets simply wasn't sustainable anymore. Here are the…...
Episode Six and Sharesies launch New Zealand’s First Spend-to-Invest Debit Card
2+ mon, 1+ week ago (350+ words) Sharesies and Episode Six launched NZ's first spend-to-invest debit card, allowing users to earn investments with every transaction. The post Episode Six and Sharesies launch New Zealand's First Spend-to-Invest Debit Card appeared first on The Fintech Times. [LinkedIn][Twitter][Facebook]…...
Behavioural Fintech Good With Pilots New AI Model to Uncover 'Missed Good' Borrowers
3+ mon, 4+ day ago (277+ words) Through retrospective analysis, Good With developed a machine learning model that successfully identified a significant number of creditworthy applicants who were previously rejected by traditional scoring. The new data model delivers measurable improvements in prediction accuracy and inclusion rates, proving…...
MANTL and Taktile Partner to Automate Credit Decisions for Community Banks and Credit Unions
4+ mon, 2+ week ago (797+ words) MANTL partners with Taktile to offer community banks and credit unions a platform to automate credit underwriting and decision-making processes. The post MANTL and Taktile Partner to Automate Credit Decisions for Community Banks and Credit Unions appeared first on The…...
inDrive Partners With EmpreX to Offer Fast Access to Cash Loans for Drivers in Brazil
5+ mon, 1+ week ago (224+ words) To roll out inDrive.Money in Brazil, the company has teamed up with EmpreX, a Latin American fintech specialising in financing for small businesses and service providers, to unlock loans of up to R$3,000 ($548) for drivers in Brazil. Through the…...
Pulse Launches Unified Lending Interface to Ease Embedding of Lending Products
5+ mon, 2+ week ago (273+ words) With plug-and-play capabilities, Pulse Lending APIs look to provide access to real-time indicative offers, full application submission, and instant decisioning for banks, lenders, accountants, brokers, introducers and the businesses they serve, without breaching origination limits. Ultimately, its aim is to…...
Orange Money Group Partners With JUMO to Extend Credit Services to the Underbanked
6+ mon, 4+ day ago (368+ words) This strategic alliance will enable the rollout of various credit products across multiple markets from a multitude of funders, creating a new microfinance marketplace for the unbanked in emerging markets, with an initial focus on Francophone Africa. Orange Money Group…...
Shawbrook Urges UK SMEs to Utilise Financing Options When Faced With Cash Flow Challenges
6+ mon, 1+ week ago (378+ words) An increase in costs (46 per cent) and late payments from clients (37 per cent) are the leading reasons behind these cash flow issues, with Shawbrook revealing that 10 per cent of businesses admit it is a significant issue. Other factors affecting cash…...
New ClearScore Launch Enables UK Partners to Offer Customers Access to Credit Marketplace
6+ mon, 2+ week ago (219+ words) The new solution, dubbed "ClearScore Everywhere, will see its UK partners, including Asda, Co-op and Very.co.uk, able to embed ClearScores technology, offering customers the benefits of ClearScores credit marketplace. Serving over 15 million users in the UK, and over…...