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America at 250 An initiative by the American Enterprise Institute aimed at reintroducing Americans to the unique value of their national inheritance. The American Enterprise The American Enterprise publishes monthly, long-form opinion essays and commentary exploring pressing issues and ideas critical to a free society.
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- Sep 14, 2025earliest in window
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- 280avg words
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- News 1,165
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News
Lower Credit-Report Costs Could Come at a Higher Price | American Enterprise Institute - AEI
5+ day, 3+ hour ago (473+ words) Chart: Score Difference (High – Low Credit Bureau) Distribution by Decisioning Credit Score Bucket Our analysis finds that the three individual bureau scores perform broadly similarly in predicting mortgage outcomes. The traditional tri-merge performs somewhat better on some measures, but the…...
AI and the Treasury Debt Market
4+ mon, 1+ week ago (217+ words) Kung, Lustig, and Paron argue that higher productivity from AI should lead directly to higher valuations of Treasury debt, and thus substantial returns for existing creditors, because higher growth boosts federal revenue more than spending across multiple decades. The revenue…...
Should Credit Card Interest Rates Be Capped at 10 Percent?
5+ mon, 2+ week ago (508+ words) The Consumer Financial Protection Bureau (CFPB) publishes semiannually a list of card plans and APRs offered by the largest card-issuing banks,4 and the Federal Reserve Board tallies and reports the official average credit card APR on account revolving balances. As…...
How Predictive Is VantageScore 4.0 Compared to Classic FICO?
1+ year, 1+ week ago (805+ words) By Sissi Li | Tobias Peter | Edward J. Pinto The Federal Housing Finance Agency’s (FHFA) recent adoption of the use of VantageScore 4.0 as an alternative to Classic FICO for mortgages purchased by Fannie Mae and Freddie Mac has sparked intense debate over…...