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American Banker

Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker.

  • 2,432articles · 365d
  • 1+ day agolatest article
  • Sep 14, 2025earliest in window
  • 82%with images
  • 359avg words
articles per day
Categories
  • FIB 2,313
  • economy business and finance 2,089
  • FI 1,567
  • NW 609
  • BI 133
  • politics 128
  • crime law and justice 123
  • LG 78

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News

American Banker
americanbanker.com > buy-now-pay-later

Buy now pay later

6+ mon, 3+ week ago   (702+ words) Shares of the neobank plummeted nearly 30% Thursday despite posting revenue over $1 billion as investors balked at up-front loan provision expenses that come with the expansion of Klarna's longer-term installment loans. Block's merchant unit is deploying a virtual assistant to sweeten…...

American Banker
americanbanker.com > opinion > loyalty-coalitions-are-balance-sheet-risks-masquerading-as-marketing

Loyalty coalitions are balance-sheet risks masquerading as marketing

7+ mon, 2+ week ago   (292+ words) Whether a coalition works or fails largely depends on three structural decisions: settlement timing, breakage modeling and arbitrage prevention. Airlines and hotel chains are taking advantage of the banking-as-a-service model and favorable debit interchange regulations offered to bank issuers with…...

American Banker
americanbanker.com > news > mass-community-banker-explains-how-to-win-small-biz-segment

Mass. community banker explains how to win small-biz segment

10+ mon, 2+ week ago   (551+ words) A former commercial banker at TD Bank and Synovus Financial, McEvoy told the audience that he doesn't think the needs of small businesses are being met by bigger banks. Other banks doing business in Massachusetts and around New England may…...

American Banker
americanbanker.com > news > nova-credit-draws-capital-to-fund-auto-and-personal-loans

Nova Credit draws capital to expand to new loan types

10+ mon, 4+ week ago   (611+ words) The funding will allow Nova Credit to further scale its cash flow underwriting platform in addition to offering new loan types, co-founder and CEO Misha Esipov told American Banker. "We're doubling down on our strategy of continuing to lead this…...

American Banker
americanbanker.com > news > citi-exec-has-no-regrets-after-new-card-sparks-complaints

Citi exec has no regrets after new card sparks complaints

10+ mon, 3+ week ago   (674+ words) A Citi executive says the bank has no regrets about how it handled customer complaints against its new premium credit card, which were publicized by the Wall Street Journal last week. Pam Habner, Citi's head of U.S. branded cards, defended the…...

American Banker
americanbanker.com > payments > news > synchrony-beats-estimates-on-revenue-earnings

Synchrony will loosen credit as consumers remain resilient

10+ mon, 4+ week ago   (643+ words) Synchrony Financial plans to walk back recent credit tightening as delinquencies and charge-offs decline, suggesting that consumer credit health is holding strong even in the face of warnings of a softening economy. "Credit for us is a source of strength,…...

American Banker
americanbanker.com > news > how-banks-can-support-small-businesses-amid-uncertainty

How banks can support small businesses amid uncertainty

10+ mon, 2+ week ago   (678+ words) HOLLYWOOD, Fla. — Small businesses are facing an onslaught of uncertainty in 2025, creating an opportunity for banks to increase their support for an essential component of the U.S. economy, an executive from U.S. Bancorp said Monday at American Banker's Small Business…...

American Banker
americanbanker.com > payments > news > walmarts-onepay-supporting-crypto-custody

Walmart's OnePay boosts crypto; Lloyds' tech saves cash

11+ mon, 4+ day ago   (897+ words) OnePay, the Walmart-backed fintech, is planning to offer cryptocurrency trading and custody services on its app, CNBC reported, citing unnamed sources. U.K. consumers are taking to the barcode cash deposit program Lloyds Banking Group launched in partnership with PayPoint in August....

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americanbanker.com > opinion > dont-worry-the-credit-markets-are-still-fine-mostly

Don't worry, the credit markets are still fine (mostly)

4+ mon, 5+ hour ago   (566+ words) The business press obsesses over the stock market, but the credit market is the key to everything. Inflation may be rising (it is), consumer sentiment may be in the dumps (it is), the jobs market can be dropping (it isn't,…...

American Banker
americanbanker.com > payments > news > amexs-earnings-beat-wall-street-estimates

Amex touts card refresh; says government shutdown not an issue

10+ mon, 3+ week ago   (1109+ words) American Express took a victory lap after its latest premium card refresh, saying demand for the high-end cards is strong and boosting the company's overall outlook for the rest of the year."While it's still early, this is the strongest…...

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