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Read the latest on the banking & finance industries in the U.S. with award-winning analysis and in-depth reporting by American Banker.
- 2,432articles · 365d
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- Sep 14, 2025earliest in window
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- 359avg words
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News
Citi exec has no regrets after new card sparks complaints
10+ mon, 3+ week ago (674+ words) A Citi executive says the bank has no regrets about how it handled customer complaints against its new premium credit card, which were publicized by the Wall Street Journal last week. Pam Habner, Citi's head of U.S. branded cards, defended the…...
Rate cap debate sidesteps big unknowns in credit card pricing
7+ mon, 1+ week ago (1316+ words) WASHINGTON — President Donald Trump's headline-grabbing ultimatum for a 10% interest rate cap on credit cards failed to materialize by his self-imposed deadline of January 20th. Last week, during a stump speech in Iowa, Trump didn't mention credit cards or rate caps. Meanwhile,…...
Amex touts card refresh; says government shutdown not an issue
10+ mon, 3+ week ago (1109+ words) American Express took a victory lap after its latest premium card refresh, saying demand for the high-end cards is strong and boosting the company's overall outlook for the rest of the year."While it's still early, this is the strongest…...
Nova Credit draws capital to expand to new loan types
10+ mon, 4+ week ago (611+ words) The funding will allow Nova Credit to further scale its cash flow underwriting platform in addition to offering new loan types, co-founder and CEO Misha Esipov told American Banker. "We're doubling down on our strategy of continuing to lead this…...
Credit risk transfers earn bipartisan praise
4+ mon, 2+ week ago (431+ words) WASHINGTON — Credit risk transfers, a financial instrument banks use to move risk off their balance sheets, received broad bipartisan support in a public hearing despite some concerns that the instruments could spread financial contagion. At a House Financial Services Committee…...
How banks can support small businesses amid uncertainty
10+ mon, 2+ week ago (678+ words) HOLLYWOOD, Fla. — Small businesses are facing an onslaught of uncertainty in 2025, creating an opportunity for banks to increase their support for an essential component of the U.S. economy, an executive from U.S. Bancorp said Monday at American Banker's Small Business…...
Lenders say consumer credit conditions dipped in 3Q: Report
9+ mon, 4+ day ago (924+ words) Business conditions for consumer credit firms deteriorated during the third quarter of this year, as borrowers wrestled with higher prices, a largely static labor market and general uncertainty about the direction of the U.S. economy, according to a recent survey of…...
Loyalty coalitions are balance-sheet risks masquerading as marketing
7+ mon, 1+ week ago (292+ words) Whether a coalition works or fails largely depends on three structural decisions: settlement timing, breakage modeling and arbitrage prevention. Airlines and hotel chains are taking advantage of the banking-as-a-service model and favorable debit interchange regulations offered to bank issuers with…...
BNPL growing as charge-offs and late fees decline: CFPB
9+ mon, 1+ day ago (785+ words) A new data spotlight report from the Consumer Financial Protection Bureau examining Pay in 4 buy now/pay later loans is offering validation for an industry that has faced criticism as point-of-sale installment lending becomes more ubiquitous. Data was collected from…...
Despite a tough year, SBA's popularity with lenders endures
8+ mon, 3+ week ago (992+ words) Despite a choppy year that included a fee hike, a spike in problem loans and a 43-day government shutdown, the Small Business Administration continues to attract banks. Several banks have announced plans this year to enter SBA lending or expand…...