6+ day, 3+ hour ago   (172+ words) CBA expects this to help businesses with costs, as card surchaging is set to end in October. The Commonwealth Bank of Australia (CBA) is reducing its merchant service fee to 0.99% per transaction for in-store payments from 1 October 2026. The fee was…...

1+ mon, 4+ week ago   (248+ words) The megabanks have raised their provisions amidst the Middle East conflict. The impaired loan ratios of Japan and Australia are expected to rise in 2027 compared to 2026, according to estimates from Fitch Ratings. Both banking systems’ impaired loans to gross loans…...

2+ mon, 5+ day ago   (612+ words) The challenge in micro-lending is that small business data does not fit into standard banking templates. For a major corporation, getting a loan involves a predictable sequence of paperwork. The company provides audited financials, tax returns, and collateral, allowing the…...

4+ mon, 3+ week ago   (380+ words) About 82% of gig workers met payment obligations vs 80% of the city’s general population. Gig workers in Hong Kong are a growing borrower segment with the same risk level as the rest of the market, but still find it difficult to…...

6+ mon, 2+ week ago   (472+ words) Actual loan growth may exceed previous years even as it does not hit the official target. Vietnamese banks should be able to weather a new slate of credit and liquidity related risks, with some of these concerns being overrated or…...