3+ day, 15+ hour ago   (481+ words) Gen Z, informal workers and micro ventures are becoming increasingly important to lenders...

6+ day, 10+ hour ago   (391+ words) As instant gratification becomes the norm, AI is helping lenders keep pace with a generation that expects credit to work like everything else in its digital life—quickly, seamlessly and at the moment of need. By Rajit Bhattacharya, Co-founder and…...

1+ week, 3+ day ago   (360+ words) Axis Bank says greater repayment awareness and digital reminders are reducing revolving balances, while card spending and EMI conversions continue to support growth India’s credit card industry is undergoing both a change in consumer behaviour and a cyclical adjustment,…...

1+ week, 3+ day ago   (154+ words) Business Standard Shirish Chandra Murmu, Deputy Governor of the Reserve Bank of India has noted that a strong and diverse credit system is essential for India as our financial sector is changing fast, driven by technology, new customer expectations, and…...

3+ week, 2+ day ago   (189+ words) Credit growth is shifting from traditional strongholds such as Tamil Nadu and Maharashtra towards Uttar Pradesh, Bihar and Madhya Pradesh, but penetration still trails developed markets Nearly three-fourths of India’s population has accessed credit at least once, with early…...

3+ week, 3+ day ago   (446+ words) Business Standard...