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The Independent

Latest news, comment and features from The Independent US

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News

The Independent
independent.co.uk > money > credit-score-changes-transunion-experian-equifax-b3039360.html

Credit score firm rolls out major ratings overhaul - what you need to know

2+ week, 4+ day ago   (549+ words) The new scoring system will use a broader range of data, such as how account balances have changed over time A second major credit score firm has announced significant changes to its system, including the number consumers see on their…...

The Independent
independent.co.uk > money > experian-holly-williams-b3039241.html

TransUnion to roll out major credit rating overhaul next month

2+ week, 5+ day ago   (458+ words) TransUnion is overhauling its consumer credit rating system next month to include account trends data and how credit cards are used. The credit reference agency said it will start rolling out a new expanded scoring system from zero to 999, up…...

The Independent
independent.co.uk > us > money > inflation-school-supplies-costs-2026-b3038978.html

Parents are paying upwards of $400 more for school supplies this year

2+ week, 5+ day ago   (416+ words) ‘The Trump administration’s economic policies are driving up nearly every price tag this back-to-school season’ Wallets are wailing as back-to-school spending has parents paying nearly $175 more this year than last, a new study revealed. Families are forking over 7.7 percent more…...

The Independent
independent.co.uk > us > money > debt-collection-401k-retirement-savings-b3035190.html

Is your 401K at risk if you’re in debt? Here’s what you need to know

3+ week, 4+ day ago   (525+ words) The average American with a 401(k) becomes a millionaire in their 50s -but can debt collectors derail that plan? Some 64 percent of debt collection agencies saw their number of consumer accounts increase or significantly increase in 2025, according to a 2026 industry report from…...

The Independent
independent.co.uk > money > best-credit-cards-purchase-reward-balance-transfer-interest-b3034788.html

Which credit card is best? Top deals for spending, debt and rewards in August

3+ week, 5+ day ago   (879+ words) A credit card can be useful for spreading costs - but can be an expensive way to borrow if you start to pay interest Credit card deals are getting longer and more competitive, but the best offer depends heavily on what…...