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Business News: Read latest Business News headlines, LIVE share market news and updates, financial, economic and banking news from India & across the World on Mint.
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Credit card stolen and money spent: Will the bank refund the loss, or will you have to pay the bill?
2+ day, 19+ hour ago (490+ words) Imagine losing your credit card during a busy day. You realise it is missing only later hours later, open your banking app and discover that someone has already used it to make several purchases. The immediate question is obvious: Do…...
When good debt becomes bad debt: Warning signs, costly debt errors and practical ways to regain control of your finances
2+ day, 15+ hour ago (385+ words) Often attributed to Will Rogers, this is probably the most famous quote on debt: “Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like.” A loan can help you study,…...
Should you take a personal loan to pay off credit card debt? Experts explain when it makes sense
5+ day, 21+ hour ago (388+ words) Credit cards can be useful tools for managing short-term expenses. However, carrying a significant outstanding balance can be expensive due to high interest charges. For borrowers struggling to manage multiple credit card payments, a personal loan may seem like a…...
Do you really need a credit card advisor? Here???s when the fee may be worth it
6+ day, 32+ min ago (934+ words) Getting the right credit card used to mean comparing annual fees, reward rates and perhaps lounge access. For a growing number of cardholders, it now involves something closer to portfolio management. Which cards should you hold? Which one should pay…...
Debt warning signs: 5 red flags that your borrowing may be getting out of control
1+ week, 7+ hour ago (561+ words) It generally starts with a small missed payment, due date here or a credit card swipe there. Until one day, the numbers do not add up convincingly. Then the real problem raises its head. Debt has a unique characteristic of…...
Can a forgotten???500 bill damage your credit history? This is what borrowers should know
1+ week, 8+ hour ago (524+ words) A forgotten ₹500 bill may not immediately damage your credit score, but prolonged or repeated payment delays can affect credit history. Learn five practical steps to clear dues, check reports and protect your credit health. Can a forgotten ₹500 bill damage your…...
Banks extending credit card limit? 6 reasons why you should you accept increase
1+ week, 6+ day ago (117+ words) Credit cards have nowadays become essential and convenient financial tool, offering flexibility while making purchases. At times when carrying cash is not only cumbersome but also comes with risks of theft, credit card becomes a saviour for expensive purchases. Credit…...
Why Credit Card holders find it difficult to escape debt? 7 strategies to get out of debt trap, ensure quick repayment
2+ week, 1+ hour ago (67+ words) Livemint The main purpose a credit card should typically serve is to allow the borrower to afford an expense in view of future income, repay balance in full each month when the salary arrives. Here are some tips to get…...
Understanding the rise of online credit cards in India: Spending trends, rewards & smart usage tips
3+ week, 2+ day ago (132+ words) Online credit cards are virtual or app-based credit cards that exist in digital form. While they work like regular credit cards, they offer instant access to credit via paperless digital application processes. They also include features like seamless UPI integration,…...
Credit card damaged or not working? Follow these 5 steps to get replacement quickly
3+ week, 6+ day ago (404+ words) A credit card is a vital financial tool that simplifies everyday transactions. When it stops working or is damaged, daily payments can be disrupted, especially when urgent transfers are required. Replacing a faulty card quickly is essential to ensure uninterrupted…...