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Moneycontrol Pro Panorama | Easy money meets eager borrowers
10+ mon, 3+ week ago (564+ words) This year’s festive season has added a new twist to the consumption story -- an unprecedented appetite for instant credit. Lending platforms and fintech NBFCs report a surge of up to 50 percent in demand for quick loans, helped by tax breaks,…...
Moneycontrol Pro Panorama | What does the rising tide of credit card spending tell us?
10+ mon, 2+ week ago (416+ words) If India’s economy faces headwinds and the job market stagnates, this credit-driven growth could soon...slows, when growth decelerates, and when the job market tightens? So, what’s the message here? Banks, of...
Chart of the Day | Credit growth is healing, what next?
9+ mon, 3+ week ago (91+ words) Retail-led expansion and regulatory overhauls are pushing India’s credit cycle in FY26 Chart of the Day | Credit growth is healing, what next? Retail-led expansion and regulatory overhauls are pushing India’s credit cycle in FY26 Moneycontrol Pro Panorama | A new AI order is…...
Chart of the Day | Credit card euphoria fades -- growth slows to a crawl
6+ mon, 1+ week ago (90+ words) Moneycontrol.com Chart of the Day | Credit card euphoria fades -- growth slows to a crawl It appears that unsecured retail lending is no longer running ahead of the system Moneycontrol Pro Panorama | OPEC+'s paper barrels Mar 2, 2026 / 02:47 PM IST What…...
Moneycontrol Pro Panorama | Banks must lose a bit for the economy to gain
1+ mon, 2+ week ago (622+ words) The surge in credit growth of the banking system has been the talk of the town lately and an indicator that economic growth has enough domestic support in the current times of external turmoil. After all, a fast growing loan…...
Data Story: How credit to small businesses has big overlaps with retail
1+ year, 4+ day ago (107+ words) Small businesses not only borrow on the strength of their balance sheet but also on their owner's personal capacity Data Story: How credit to small businesses has big overlaps with retail Small businesses not only borrow on the strength of…...
Rise of hyper-personalised credit score advice: Is it the right fit?
10+ mon, 3+ week ago (358+ words) Credit score checking has come a long way. In the past, the most you could do was check your number and maybe get some general advice on how to bump it up. But now, fintech apps and banks are taking…...
Does closing a credit card hurt your credit score?
10+ mon, 4+ week ago (400+ words) Learning about credit scores Your credit score is based on your payment history, credit utilization ratio, credit history length, credit types, and recent inquiries. Of these, the credit utilization ratio—the amount of available credit you are using—contributes a…...
Chart of the Day | India’s credit comeback story, with a caveat
8+ mon, 3+ week ago (89+ words) Retail credit demand has revived, but early warning signals suggest lenders should celebrate cautiously Chart of the Day | India’s credit comeback story, with a caveat Retail credit demand has revived, but early warning signals suggest lenders should celebrate cautiously Moneycontrol…...
Getting a digital loan against your mutual funds made simple
11+ mon, 6+ day ago (353+ words) hours. This allows investors to maintain their market exposure while availing themselves of the collateral...