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After a nationwide search, the Federal Reserve Bank of Philadelphia has selected Anna Paulson to serve as the next president and chief executive officer. Her term will begin on July 1, 2025. This brief offers takeaways for policymakers from our Survey of Economic Mobility, which found that many Philadelphians are havin
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When Credit Card Holders Open a Second Line of Credit, What Does It Signal to Their Original Card Issuer?
2+ day, 13+ hour ago (173+ words) Research in Focus — Many people assume that a borrower with a higher credit limit is more likely to default, but when we look at the allocation of credit across first-time borrowers, the pattern reverses. The picture drawn by the authors,…...