3+ day, 1+ hour ago   (925+ words) Credit card companies offer products tailored to frequent flyers, business owners and retail customers, but did you know a handful of credit cards are marketed toward pet owners? As competition among issuers heats up, companies are looking for fresh ways…...

4+ mon, 1+ day ago   (344+ words) Several structural factors in 2026 are driving these debt levels higher. First is the origination principal balance. For prime borrowers using traditional lenders, the average principal balance is approximately $21,122 (Federal Reserve, 2026). When combined with rising interest rates, the total cost of…...

4+ mon, 1+ week ago   (670+ words) A perfect credit score might sound like the ultimate financial goal. But a very small percentage of Americans actually have one. According to a spokesperson for credit reporting agency Equifax, just 0.24% of U.S. adults with a credit file — roughly 2 out of…...

4+ mon, 1+ week ago   (438+ words) The next time a telemarketer asks you to pay with a gift card, hang up. That single request is one of the most reliable warning signs that you’re dealing with a scammer. Gift cards are one of the most perennially…...

4+ mon, 2+ week ago   (543+ words) “We are seeing a fundamental repricing of risk that the industry has avoided for five years,” Bloomberg reports, citing the “Credit Weekly” analysis. Loans that were once valued at par are now being traded on secondary desks at 80, 70, or even…...

4+ mon, 3+ week ago   (317+ words) Rising inflation and high interest rates are putting increasing pressure on credit card debt in the United States, leaving many Americans feeling stuck and overwhelmed. If you’re struggling with high-interest credit card balances, you are not alone—and there are…...

6+ mon, 1+ week ago   (959+ words) For most of us, payday feels straightforward. You work, your employer runs payroll, and on Friday the money shows up in your account. Simple enough. But your paycheck doesn’t just teleport from your company’s bank to yours. There’s a structured…...

8+ mon, 3+ week ago   (125+ words) A major security vulnerability has compromised the sensitive personal data of millions of vehicle dealership customers. A significant data breach at 700Credit, a leading provider of credit reporting and identity verification services for the automotive industry, has exposed the personal information…...

10+ mon, 2+ day ago   (305+ words) Written by Ted Rossman – Edited by Brooklyn Lowery For a long time, credit cards have generally fallen into three tiers: no-annual-fee cards, mid-tier cards with annual fees around $95 and premium cards with annual fees measured in the hundreds (these used…...