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The Points Guy

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News

The Points Guy
thepointsguy.com > news > state-legislation-credit-cards

How states have become the new hub for credit card-related legislation

6+ mon, 2+ week ago   (859+ words) Over the last few years, the federal government has been considering bills that could upend how credit cards work and potentially jeopardize rewards — most notably, the Credit Card Competition Act (CCCA), which has failed to advance as a stand-alone bill…...

The Points Guy
thepointsguy.com > credit-cards > bilt-travel-purchase-protections

Bilt card protections and insurance coverage: What to know

6+ mon, 2+ week ago   (1270+ words) If you've added a new Bilt card to your wallet in the last few weeks, you're likely starting to spend with it, whether to collect valuable Bilt Points or work toward the welcome bonus on the Bilt Palladium Card (see…...

The Points Guy
thepointsguy.com > loyalty-programs > what-is-dynamic-award-pricing

What is dynamic award pricing?

10+ mon, 2+ day ago   (876+ words) How much will your next flight or hotel stay redemption cost? Well, that depends on whether your program of choice uses dynamic pricing or more traditional (published) award charts. Frequent flyer programs have been around for more than four decades,…...

The Points Guy
thepointsguy.com > credit-cards > wells-fargo-autograph-tpg-awards-2026

Wells Fargo Autograph: No-Annual-Fee Card of the Year

7+ mon, 14+ hour ago   (713+ words) The Wells Fargo Autograph® Card (see rates and fees) won No-Annual-Fee Credit Card of the Year at the 2026 TPG Awards. That's quite the achievement, considering just how many no-annual-fee cards are on the market right now. While it may not…...

The Points Guy
thepointsguy.com > credit-cards > how-to-activate-bilt-card

Bilt 2.0 cards now live — here's how to activate your card

7+ mon, 5+ day ago   (982+ words) Bilt Rewards cardholders, it's activation day. If you applied for the Bilt Palladium Card (see rates and fees), the Bilt Obsidian Card (see rates and fees) or the Bilt Blue Card (see rates and fees) by Feb. 1, you should have…...

The Points Guy
thepointsguy.com > credit-cards > credit-card-interest-rate-cap

Will credit card interest rates be capped at 10%? What we know

8+ mon, 12+ hour ago   (479+ words) While we have more questions than answers right now, here's what you need to know about this development. The topic resurfaced with a Friday night post from President Trump on his Truth Social platform, which included the following: "Effective January…...

The Points Guy
thepointsguy.com > credit-cards > venture-x-business-best-ever-offer

How good is the Venture X Business’ 400,000‑mile bonus?

9+ mon, 2+ week ago   (817+ words) The Capital One Venture X Business recently announced its highest welcome offer ever — and it might be the biggest welcome offer we have ever seen on a business credit card. New applicants can earn 200,000 bonus miles after spending $30,000 on purchases…...

The Points Guy
thepointsguy.com > credit-cards > how-i-time-my-credit-card-applications

Time credit card applications around big bills and elevated bonuses

10+ mon, 3+ week ago   (895+ words) Few things in life entice me more than a big welcome bonus on a rewards credit card. There are many great bonuses vying for my attention right now, and despite maintaining a healthy credit score, it isn't sensible for me…...

The Points Guy
thepointsguy.com > credit-cards > amex-platinum-2025-refresh

Amex Platinum refresh: $895 fee, new perks — is it worth it?

11+ mon, 3+ week ago   (812+ words) Generated by AI with support from our editorial team. American Express has overhauled its flagship The Platinum Card® from American Express, boosting the annual fee from $695 to $895 and adding a suite of new statement credits and travel and lifestyle perks....

The Points Guy
thepointsguy.com > credit-cards > amex-business-platinum-2025-refresh

Amex Business Platinum refresh: $895 fee, new perks

11+ mon, 3+ week ago   (928+ words) Generated by AI with support from our editorial team. American Express has refreshed its flagship small-business travel rewards card, The Business Platinum Card® from American Express. It has raised its annual fee from $695 to $895 and added new perks, boosted earning…...