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Credit Repair Australia Highlights the Importance of Understanding Credit Reports and Exploring Debt Options
2+ day, 20+ hour ago (863+ words) Credit Repair Australia is highlighting the importance of helping Australians better understand credit reporting, debt challenges and the options that may be relevant to their individual circumstances. LIVERPOOL, AU / ACCESS Newswire / September 10, 2026 / Credit Repair Australia is continuing its focus on…...
FHFA Studies Credit-Report Changes To Cut Mortgage Costs
2+ day, 12+ hour ago (1261+ words) Editor’s note: This story has been updated to clarify that FHFA Director Bill Pulte did not specify whether “a single credit report” referred to one bureau report or a portable report that could be shared among lenders. The Federal Housing…...
US regulator says credit scoring firm FICO increasing prices for borrowers
3+ day, 9+ hour ago (258+ words) WASHINGTON, Sept 9 (Reuters) – U.S. federal housing regulator Bill Pulte said on Wednesday credit scoring company FICO was unduly keeping consumer costs high, adding that his agency was studying changes to the use of credit reports to reduce the cost of…...
Lower Credit-Report Costs Could Come at a Higher Price | American Enterprise Institute - AEI
3+ day, 16+ hour ago (473+ words) Chart: Score Difference (High – Low Credit Bureau) Distribution by Decisioning Credit Score Bucket Our analysis finds that the three individual bureau scores perform broadly similarly in predicting mortgage outcomes. The traditional tri-merge performs somewhat better on some measures, but the…...
TransUnion credit score shake-up: what the changes mean for you
1+ week, 21+ min ago (570+ words) Josh is an award-nominated journalist with nearly a decade of experience, including writing for national newspapers. A data whizz, he specialises in covering personal finance and investing. TransUnion is shaking up how it calculates credit scores, expanding its range from…...
Pulte’s VantageScore, bi-merge announcements cause credit commotion
1+ week, 1+ day ago (659+ words) Federal Housing Finance Agency (FHFA) Director Bill Pulte’s recent announcements on credit scoring changes reverberated through the mortgage industry Friday, with groups expressing support for a move away from traditional scoring models. After he announced Thursday evening on X that…...
Why Credit Ratings Get Downgraded -DataPro
1+ week, 3+ day ago (411+ words) Nigerian rating agency, DataPro, says a credit downgrade was rarely triggered by a single bad result, it usually reflects a buildup of pressures that erode an issuer’s ability to meet its financial obligations. In its September 2026 monthly brief released on…...
Thinking about debt review? Here’s what happens to your credit score
1+ week, 3+ day ago (917+ words) Debt review is a rehabilitation process designed to stabilise the consumer’s finances. Image: Graphic: Nicola Mawson | Kaitlyn Baker Indebted consumers who enter debt review will see their credit score drop – but potentially by less than if they continued missing payments,…...
American Express credit reporting lawsuit alleges bank reported settled debt
1+ week, 4+ day ago (497+ words) A new credit reporting lawsuit alleges American Express National Bank continued reporting two settled accounts as unpaid charged-off debts after accepting full settlement payments from the plaintiff. Plaintiff Brendan Pohl claims American Express engaged in inaccurate and misleading credit reporting…...
Why a credit score alone is no longer enough
1+ week, 4+ day ago (499+ words) Matt Meecham, director at Check, says income, expenditure and other financial activity can be just as important as knowing what appears on a credit report. For many consumers, understanding their credit position still begins and ends with a single number....