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News
FRA mandates event-by-event credit reporting for non-bank lenders
4+ hour, 34+ min ago (127+ words) What the decisions do not address is the technical plumbing — no maximum reporting latency, no required format or validation rules, no clarity on how outages or failed transmissions will be handled, and still no specification for how an approved-but-undrawn facility…...
The Indian Consumer Has Gone Global, But Banking Hasn’t
2+ day, 15+ hour ago (1449+ words) The Indian consumer has gone global, even if banking hasn’t The future of banking is scale made personal Going from digital rails to global scale is India’s next fintech challenge “Gaining trust is invaluable for a bank”: IDFC first MD & CEO V....
Private credit cash for emerging markets surges, but deals slow
2+ day, 18+ hour ago (413+ words) LONDON - Fundraising for private credit funds focused on developing economies more than doubled in the first half of 2026, industry data showed, although economic and geopolitical uncertainty slowed dealmaking. Data from the Global Private Capital Association showed fundraising for emerging market…...
This Is What Happens When Financially Immature Students Get a Credit Card | CDN
2+ day, 20+ hour ago (682+ words) Our kids are fortunate to be growing up in the most progressive and exciting time in history. Sadly, the very culture that offers them the world is also perpetrating this lie: “You are entitled to have everything you want, even…...
73% of aspirational credit comes from rural, semi-urban India: Report
3+ day, 21+ min ago (481+ words) Gen Z, informal workers and micro ventures are becoming increasingly important to lenders...
Niyogin Fintech enters ₹500 crore credit partnership with Sammaan Capital
3+ day, 16+ hour ago (621+ words) Niyogin Fintech Limited intends to enter into a strategic partnership with Sammaan Capital Limited for a potential credit facility of up to ₹500 crore. The arrangement, structured as a combination of financing and periodic portfolio buyouts, is planned to be deployed…...
Consumer Credit Accelerates, but Cards Tell Only Part of the Story
3+ day, 15+ hour ago (531+ words) Consumer credit grew at a 4.2% annual rate in July, accelerating from a revised 3.4% in June. Nonrevolving credit grew 4.8%, while revolving credit increased 2.5% and outstanding revolving balances reached $1.357 trillion. PYMNTS Intelligence data showed consumers aren’t using credit uniformly, as cards remain…...
Your first loan may no longer feel like a loan: How young Indians are entering the world of credit
3+ day, 21+ hour ago (696+ words) For an earlier generation, entering the world of credit was usually fairly obvious. You applied for a credit card, took a vehicle loan or approached a bank when you needed a larger loan. For many young consumers today, that first…...
How technology is making it easier for Indians to get loans
3+ day, 15+ hour ago (13+ words) CNBC TV18...
India Retail Credit Shifts to Young, Rural Borrowers
3+ day, 16+ hour ago (293+ words) Younger, rural, and digitally active consumers are now the primary drivers of India’s retail credit market. While this shift has pushed NBFC retail loan growth to 21.4% as of July 2026, rising defaults in small-ticket unsecured segments highlight an urgent need for…...